To say the CoronaVirus (CoVid-19) Pandemic has changed everything is an understatement. It is estimated that 1/3 of businesses and rental unit tenants did not pay their rent on time in March or April. That number is expected to climb as the lockdown of our businesses and people continues amid the CoVid-19 risks of infection…

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According to The Washington Post; “A record 7 million Americans are 3 months behind on their car payments” – February 2019. That title says it all. In other words, if you are filing bankruptcy and have missed your car payments, but you still want to keep your car, you are not alone. The Credit Union…

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According to the New York Times (2018), “… more people are checking their credit and more are knowledgeable about how the scores work. In a survey about credit scores published this week, 57 percent of adults said they had “obtained or received” their scores in the past year, up from about half four years ago.…

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Hard money loans are a common way to fund a real estate project. In many cases, these loans can be used to buy properties that banks won’t finance because of their riskier nature. However, if you default on one of these loans there will be consequences. This article discusses the repercussions of not paying back…

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Car ownership comes with various financial responsibilities, one of which is managing the costs associated with car loans. When you initially purchased your vehicle, you secured an auto loan based on your financial circumstances at that time. However, as time passes, you may find that your current car loan no longer aligns with your goals…

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They are experts in various fields and are dedicated to assisting individuals in reducing the stress associated with dealing with HMRC. Their skilled Tax Accountant Birmingham staff provides no-obligation guidance on all tax concerns and is available online, via phone, or in person. Birmingham accountants perform most of your work online, so you do not…

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The purpose of a discharge is to “release an honest debtor from his financial burdens and to facilitate the debtor’s unencumbered `fresh start’”. In re Pelkowski, 990 F.2d 737, 744 (3d Cir.1993) (citing Kokoszka v. Belford, 417 U.S. 642, 645-46, 94 S.Ct. 2431, 2433-34, 41 L.Ed.2d 374 (1974)). The general purpose of a bankruptcy case…

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